2014 NPR to SAR Historical Review

YEARLY HIGH

0.0401 SAR

YEARLY LOW

0.0368 SAR

YEARLY AVERAGE

0.0384 SAR

2014 NPR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NPR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.0401. Conversely, the yearly low was recorded on December 18, dropping to 0.0368.

This high-to-low spread represents a total annual volatility of 0.0032 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0377 to the December average rate of 0.0374, the exchange rate registered a net change of -0.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0401 was down 9.07% compared to the 2013 peak of 0.0441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 200 SAR

2013 Average 201 SAR

Yearly Trough Low 184 SAR

Transaction Impact: A difference of 16.23 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0396

0.0372

JanuMarcMayJulySeptNove

NPR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0385, compared to 0.0382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0385

H2 Avg (Jul–Dec) 0.0382

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0015 SAR (High: 0.0392 / Low: 0.0377). On the other end, July was the most stable month, with a tight range of 0.0003 SAR (High: 0.0392 / Low: 0.0388).

March Spread (Volatile) ±0.0015

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.0394) against the same month in 2013 (average: 0.0427), the exchange rate shifted by -0.0033 (-7.77%).

2014 Avg (May) 0.0394

2013 Avg (May) 0.0427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0381	0.0372	0.0377
February	0.0379	0.0373	0.0377
March	0.0392	0.0377	0.0384
April	0.0392	0.0384	0.0388
May	0.0401	0.0388	0.0394
June	0.0396	0.0389	0.0392
July	0.0392	0.0388	0.0390
August	0.0387	0.0382	0.0385
September	0.0388	0.0380	0.0384
October	0.0385	0.0378	0.0381
November	0.0381	0.0378	0.0379
December	0.0380	0.0368	0.0374