2020 NPR to SAR Historical Review

YEARLY HIGH

0.0332 SAR

YEARLY LOW

0.0305 SAR

YEARLY AVERAGE

0.0317 SAR

2020 NPR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0332. Conversely, the yearly low was recorded on April 21, dropping to 0.0305.

This high-to-low spread represents a total annual volatility of 0.0027 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0329 to the December average rate of 0.0318, the exchange rate registered a net change of -3.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0332 was down 3.29% compared to the 2019 peak of 0.0343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 166 SAR

2019 Average 167 SAR

Yearly Trough Low 153 SAR

Transaction Impact: A difference of 13.36 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0331

0.0307

JanuMarcMayJulySeptNove

NPR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0317, compared to 0.0317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0317

H2 Avg (Jul–Dec) 0.0317

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0017 SAR (High: 0.0325 / Low: 0.0307). On the other end, November was the most stable month, with a tight range of 0.0003 SAR (High: 0.0317 / Low: 0.0314).

March Spread (Volatile) ±0.0017

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0329) against the same month in 2019 (average: 0.0332), the exchange rate shifted by -0.0003 (-0.83%).

2020 Avg (January) 0.0329

2019 Avg (January) 0.0332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0332	0.0326	0.0329
February	0.0330	0.0325	0.0328
March	0.0325	0.0307	0.0316
April	0.0312	0.0305	0.0309
May	0.0315	0.0309	0.0311
June	0.0312	0.0308	0.0310
July	0.0314	0.0310	0.0313
August	0.0320	0.0312	0.0314
September	0.0323	0.0318	0.0319
October	0.0321	0.0314	0.0319
November	0.0317	0.0314	0.0316
December	0.0321	0.0317	0.0318