2013 NPR to SAR Historical Review

YEARLY HIGH

0.0441 SAR

YEARLY LOW

0.0350 SAR

YEARLY AVERAGE

0.0402 SAR

2013 NPR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 0.0441. Conversely, the yearly low was recorded on September 4, dropping to 0.0350.

This high-to-low spread represents a total annual volatility of 0.0091 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0432 to the December average rate of 0.0379, the exchange rate registered a net change of -12.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0441 was down 8.07% compared to the 2012 peak of 0.0480, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 220 SAR

2012 Average 220 SAR

Yearly Trough Low 175 SAR

Transaction Impact: A difference of 45.57 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0442

0.0361

JanuMarcMayJulySeptNove

NPR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0427, compared to 0.0378 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.0427

H2 Avg (Jul–Dec) 0.0378

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0035 SAR (High: 0.0387 / Low: 0.0352). On the other end, April was the most stable month, with a tight range of 0.0007 SAR (High: 0.0435 / Low: 0.0428).

August Spread (Volatile) ±0.0035

April Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0024 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 0.0435) against the same month in 2012 (average: 0.0475), the exchange rate shifted by -0.0040 (-8.43%).

2013 Avg (February) 0.0435

2012 Avg (February) 0.0475

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0440	0.0425	0.0432
February	0.0441	0.0431	0.0435
March	0.0434	0.0427	0.0431
April	0.0435	0.0428	0.0431
May	0.0435	0.0415	0.0427
June	0.0415	0.0390	0.0403
July	0.0398	0.0385	0.0392
August	0.0387	0.0352	0.0375
September	0.0377	0.0350	0.0368
October	0.0383	0.0376	0.0380
November	0.0380	0.0371	0.0375
December	0.0384	0.0375	0.0379