YEARLY HIGH
5.4208 BOB
YEARLY LOW
4.3264 BOB
YEARLY AVERAGE
4.8360 BOB

2015 NZD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 5.4208. Conversely, the yearly low was recorded on September 7, dropping to 4.3264.

This high-to-low spread represents a total annual volatility of 1.0944 BOB. From a start-to-finish perspective, comparing the January average rate of 5.2774 to the December average rate of 4.6634, the exchange rate registered a net change of -11.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.4208 was down 11.03% compared to the 2014 peak of 6.0930, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 27,104 BOB
2014 Average 28,691 BOB
Yearly Trough Low 21,632 BOB
Transaction Impact: A difference of 5,471.89 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.3673
4.2875
JanuMarcMayJulySeptNove

NZD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1225, compared to 4.5494 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5731 points.

H1 Avg (Jan–Jun) 5.1225
H2 Avg (Jul–Dec) 4.5494

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.4075 BOB (High: 5.4208 / Low: 5.0133). On the other end, September was the most stable month, with a tight range of 0.0898 BOB (High: 4.4162 / Low: 4.3264).

January Spread (Volatile) ±0.4075
September Spread (Stable) ±0.0898

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2851 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2851

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 5.2774) against the same month in 2014 (average: 5.7151), the exchange rate shifted by -0.4377 (-7.66%).

2015 Avg (January) 5.2774
2014 Avg (January) 5.7151

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4208 5.0133 5.2774
February 5.2318 5.0223 5.1486
March 5.2988 5.0323 5.1600
April 5.3393 5.1471 5.2394
May 5.2008 4.8999 5.0974
June 4.9575 4.6870 4.8123
July 4.6556 4.4988 4.5831
August 4.6045 4.3925 4.5195
September 4.4162 4.3264 4.3775
October 4.7258 4.4213 4.6214
November 4.6745 4.4664 4.5316
December 4.7493 4.5821 4.6634