2019 NZD to BOB Historical Review

YEARLY HIGH

4.7767 BOB

YEARLY LOW

4.3042 BOB

YEARLY AVERAGE

4.5563 BOB

2019 NZD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 4.7767. Conversely, the yearly low was recorded on October 1, dropping to 4.3042.

This high-to-low spread represents a total annual volatility of 0.4725 BOB. From a start-to-finish perspective, comparing the January average rate of 4.6846 to the December average rate of 4.5625, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 4.7767 was down 6.57% compared to the 2018 peak of 5.1127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 23,884 BOB

2018 Average 23,914 BOB

Yearly Trough Low 21,521 BOB

Transaction Impact: A difference of 2,362.37 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

4.7582

4.3459

JanuMarcMayJulySeptNove

NZD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6449, compared to 4.4677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1772 points.

H1 Avg (Jan–Jun) 4.6449

H2 Avg (Jul–Dec) 4.4677

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.2110 BOB (High: 4.6499 / Low: 4.4389). On the other end, November was the most stable month, with a tight range of 0.0758 BOB (High: 4.4496 / Low: 4.3738).

December Spread (Volatile) ±0.2110

November Spread (Stable) ±0.0758

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1717 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1717

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 4.7209) against the same month in 2018 (average: 5.0122), the exchange rate shifted by -0.2913 (-5.81%).

2019 Avg (March) 4.7209

2018 Avg (March) 5.0122

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.7720	4.5841	4.6846
February	4.7749	4.6569	4.7238
March	4.7767	4.6719	4.7209
April	4.6928	4.5572	4.6426
May	4.5914	4.4933	4.5348
June	4.6491	4.4886	4.5626
July	4.6830	4.5287	4.6148
August	4.5329	4.3258	4.4431
September	4.4463	4.3265	4.3803
October	4.4393	4.3042	4.3837
November	4.4496	4.3738	4.4216
December	4.6499	4.4389	4.5625