2016 NZD to BOB Historical Review

YEARLY HIGH

5.1517 BOB

YEARLY LOW

4.4172 BOB

YEARLY AVERAGE

4.8095 BOB

2016 NZD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 5.1517. Conversely, the yearly low was recorded on January 19, dropping to 4.4172.

This high-to-low spread represents a total annual volatility of 0.7346 BOB. From a start-to-finish perspective, comparing the January average rate of 4.5216 to the December average rate of 4.8626, the exchange rate registered a net change of 7.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 5.1517 was down 4.96% compared to the 2015 peak of 5.4208, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 25,759 BOB

2015 Average 24,172 BOB

Yearly Trough Low 22,086 BOB

Transaction Impact: A difference of 3,672.75 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

5.1053

4.4686

JanuMarcMayJulySeptNove

NZD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6645, compared to 4.9544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2900 points.

H1 Avg (Jan–Jun) 4.6645

H2 Avg (Jul–Dec) 4.9544

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.3209 BOB (High: 4.7380 / Low: 4.4172). On the other end, August was the most stable month, with a tight range of 0.1171 BOB (High: 5.0552 / Low: 4.9381).

January Spread (Volatile) ±0.3209

August Spread (Stable) ±0.1171

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 5.0523) against the same month in 2015 (average: 4.3775), the exchange rate shifted by +0.6748 (+15.42%).

2016 Avg (September) 5.0523

2015 Avg (September) 4.3775

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.7380	4.4172	4.5216
February	4.6433	4.5079	4.5744
March	4.7194	4.5226	4.6138
April	4.8556	4.6524	4.7377
May	4.8600	4.6106	4.6868
June	4.9939	4.6925	4.8525
July	5.0216	4.8083	4.9218
August	5.0552	4.9381	4.9984
September	5.1517	5.0040	5.0523
October	5.0342	4.8676	4.9511
November	5.1013	4.8407	4.9405
December	4.9982	4.7659	4.8626