YEARLY HIGH
4.8014 BOB
YEARLY LOW
3.8451 BOB
YEARLY AVERAGE
4.3840 BOB

2022 NZD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 4.8014. Conversely, the yearly low was recorded on October 15, dropping to 3.8451.

This high-to-low spread represents a total annual volatility of 0.9563 BOB. From a start-to-finish perspective, comparing the January average rate of 4.6436 to the December average rate of 4.3928, the exchange rate registered a net change of -5.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.8014 was down 6.55% compared to the 2021 peak of 5.1382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 24,007 BOB
2021 Average 24,410 BOB
Yearly Trough Low 19,226 BOB
Transaction Impact: A difference of 4,781.31 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.8081
3.8520
JanuMarcMayJulySeptNove

NZD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5661, compared to 4.2018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3643 points.

H1 Avg (Jan–Jun) 4.5661
H2 Avg (Jul–Dec) 4.2018

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.3921 BOB (High: 4.3708 / Low: 3.9787). On the other end, February was the most stable month, with a tight range of 0.1093 BOB (High: 4.6606 / Low: 4.5513).

November Spread (Volatile) ±0.3921
February Spread (Stable) ±0.1093

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2444 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2444

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 4.7284) against the same month in 2021 (average: 4.9261), the exchange rate shifted by -0.1977 (-4.01%).

2022 Avg (March) 4.7284
2021 Avg (March) 4.9261

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7319 4.5031 4.6436
February 4.6606 4.5513 4.5935
March 4.8014 4.6318 4.7284
April 4.7749 4.4443 4.6496
May 4.5188 4.2917 4.4052
June 4.5171 4.2759 4.3765
July 4.3299 4.1931 4.2663
August 4.4560 4.2184 4.3183
September 4.2475 3.8699 4.1025
October 4.0271 3.8451 3.9316
November 4.3708 3.9787 4.1992
December 4.4678 4.3178 4.3928