2012 NZD to EUR Historical Review

YEARLY HIGH

0.6657 EUR

YEARLY LOW

0.5941 EUR

YEARLY AVERAGE

0.6302 EUR

2012 NZD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.6657. Conversely, the yearly low was recorded on May 18, dropping to 0.5941.

This high-to-low spread represents a total annual volatility of 0.0716 EUR. From a start-to-finish perspective, comparing the January average rate of 0.6197 to the December average rate of 0.6327, the exchange rate registered a net change of 2.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6657 was up 8.20% compared to the 2011 peak of 0.6152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,329 EUR

2011 Average 2,844 EUR

Yearly Trough Low 2,971 EUR

Transaction Impact: A difference of 358.00 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6589

0.5998

JanuMarcMayJulySeptNove

NZD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6199, compared to 0.6406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0207 points.

H1 Avg (Jan–Jun) 0.6199

H2 Avg (Jul–Dec) 0.6406

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0325 EUR (High: 0.6312 / Low: 0.5987). On the other end, September was the most stable month, with a tight range of 0.0150 EUR (High: 0.6457 / Low: 0.6307).

January Spread (Volatile) ±0.0325

September Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0175 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.6540) against the same month in 2011 (average: 0.5837), the exchange rate shifted by +0.0703 (+12.04%).

2012 Avg (August) 0.6540

2011 Avg (August) 0.5837

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6312	0.5987	0.6197
February	0.6393	0.6218	0.6302
March	0.6297	0.6131	0.6213
April	0.6312	0.6138	0.6218
May	0.6169	0.5941	0.6047
June	0.6342	0.6061	0.6216
July	0.6597	0.6340	0.6503
August	0.6657	0.6384	0.6540
September	0.6457	0.6307	0.6365
October	0.6426	0.6239	0.6315
November	0.6461	0.6306	0.6385
December	0.6452	0.6187	0.6327