2016 NZD to EUR Historical Review

YEARLY HIGH

0.6777 EUR

YEARLY LOW

0.5865 EUR

YEARLY AVERAGE

0.6301 EUR

2016 NZD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 0.6777. Conversely, the yearly low was recorded on January 19, dropping to 0.5865.

This high-to-low spread represents a total annual volatility of 0.0912 EUR. From a start-to-finish perspective, comparing the January average rate of 0.6024 to the December average rate of 0.6669, the exchange rate registered a net change of 10.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.6777 was down 5.11% compared to the 2015 peak of 0.7142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,388 EUR

2015 Average 3,155 EUR

Yearly Trough Low 2,933 EUR

Transaction Impact: A difference of 455.82 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.6738

0.5906

JanuMarcMayJulySeptNove

NZD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6069, compared to 0.6533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0464 points.

H1 Avg (Jan–Jun) 0.6069

H2 Avg (Jul–Dec) 0.6533

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0442 EUR (High: 0.6307 / Low: 0.5865). On the other end, August was the most stable month, with a tight range of 0.0095 EUR (High: 0.6511 / Low: 0.6416).

January Spread (Volatile) ±0.0442

August Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0058 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.6669) against the same month in 2015 (average: 0.6195), the exchange rate shifted by +0.0473 (+7.64%).

2016 Avg (December) 0.6669

2015 Avg (December) 0.6195

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6307	0.5865	0.6024
February	0.6100	0.5878	0.5975
March	0.6195	0.5950	0.6056
April	0.6203	0.5960	0.6075
May	0.6099	0.5948	0.6017
June	0.6429	0.6089	0.6265
July	0.6610	0.6324	0.6451
August	0.6511	0.6416	0.6449
September	0.6630	0.6436	0.6516
October	0.6592	0.6391	0.6490
November	0.6700	0.6520	0.6622
December	0.6777	0.6576	0.6669