2021 NZD to EUR Historical Review

YEARLY HIGH

0.6209 EUR

YEARLY LOW

0.5826 EUR

YEARLY AVERAGE

0.5979 EUR

2021 NZD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 0.6209. Conversely, the yearly low was recorded on January 1, dropping to 0.5826.

This high-to-low spread represents a total annual volatility of 0.0383 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5906 to the December average rate of 0.6002, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6209 was up 3.42% compared to the 2020 peak of 0.6004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,105 EUR

2020 Average 2,848 EUR

Yearly Trough Low 2,913 EUR

Transaction Impact: A difference of 191.62 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6169

0.5873

JanuMarcMayJulySeptNove

NZD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5948, compared to 0.6011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.5948

H2 Avg (Jul–Dec) 0.6011

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0229 EUR (High: 0.6209 / Low: 0.5980). On the other end, December was the most stable month, with a tight range of 0.0080 EUR (High: 0.6032 / Low: 0.5952).

October Spread (Volatile) ±0.0229

December Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0142 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.6085) against the same month in 2020 (average: 0.5641), the exchange rate shifted by +0.0443 (+7.86%).

2021 Avg (October) 0.6085

2020 Avg (October) 0.5641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5951	0.5826	0.5906
February	0.6116	0.5937	0.5991
March	0.6052	0.5899	0.5994
April	0.5994	0.5903	0.5953
May	0.6011	0.5884	0.5949
June	0.5936	0.5846	0.5898
July	0.5947	0.5865	0.5909
August	0.5996	0.5839	0.5927
September	0.6033	0.5923	0.5996
October	0.6209	0.5980	0.6085
November	0.6200	0.6023	0.6144
December	0.6032	0.5952	0.6002