2020 NZD to JMD Historical Review

YEARLY HIGH

103.5102 JMD

YEARLY LOW

75.9796 JMD

YEARLY AVERAGE

92.4091 JMD

2020 NZD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 103.5102. Conversely, the yearly low was recorded on March 22, dropping to 75.9796.

This high-to-low spread represents a total annual volatility of 27.5306 JMD. From a start-to-finish perspective, comparing the January average rate of 88.9671 to the December average rate of 101.9965, the exchange rate registered a net change of 14.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 103.5102 was up 9.62% compared to the 2019 peak of 94.4298, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 517,551 JMD

2019 Average 439,900 JMD

Yearly Trough Low 379,898 JMD

Transaction Impact: A difference of 137,653.11 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

104.0225

79.7109

JanuMarcMayJulySeptNove

NZD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.8913, compared to 97.9269 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.0356 points.

H1 Avg (Jan–Jun) 86.8913

H2 Avg (Jul–Dec) 97.9269

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.7358 JMD (High: 85.7154 / Low: 75.9796). On the other end, December was the most stable month, with a tight range of 2.4687 JMD (High: 103.5102 / Low: 101.0415).

March Spread (Volatile) ±9.7358

December Spread (Stable) ±2.4687

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.6483 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -7.6483

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 101.9965) against the same month in 2019 (average: 90.3938), the exchange rate shifted by +11.6027 (+12.84%).

2020 Avg (December) 101.9965

2019 Avg (December) 90.3938

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	91.9866	87.1671	88.9671
February	91.2007	85.7277	89.3852
March	85.7154	75.9796	81.7368
April	86.8982	78.5413	82.6705
May	90.0984	84.6280	87.8403
June	93.4203	89.3506	90.7480
July	98.4293	90.1363	94.3161
August	100.8955	97.3635	98.4476
September	100.3221	92.6131	95.9132
October	97.6933	93.9416	95.8984
November	103.1073	96.2334	100.9897
December	103.5102	101.0415	101.9965