2026 NZD to JMD Historical Review

YEARLY HIGH

95.3181 JMD

YEARLY LOW

88.8421 JMD

YEARLY AVERAGE

92.3353 JMD

2026 NZD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 95.3181. Conversely, the yearly low was recorded on June 26, dropping to 88.8421.

This high-to-low spread represents a total annual volatility of 6.4760 JMD. From a start-to-finish perspective, comparing the January average rate of 92.1601 to the December average rate of 92.8925, the exchange rate registered a net change of 0.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 95.3181 was down 2.72% compared to the 2025 peak of 97.9806, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 476,590 JMD

2025 Average 463,003 JMD

Yearly Trough Low 444,210 JMD

Transaction Impact: A difference of 32,379.91 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

94.0892

90.9197

JanuMarcMayJuly

NZD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 92.4010, compared to 92.1381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2629 points.

H1 Avg (Jan–Jun) 92.4010

H2 Avg (Jul–Dec) 92.1381

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 5.1442 JMD (High: 93.9863 / Low: 88.8421). On the other end, August was the most stable month, with a tight range of 0.3396 JMD (High: 93.1011 / Low: 92.7614).

June Spread (Volatile) ±5.1442

August Spread (Stable) ±0.3396

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.3063 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.3063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 92.1601) against the same month in 2025 (average: 88.3223), the exchange rate shifted by +3.8378 (+4.35%).

2026 Avg (January) 92.1601

2025 Avg (January) 88.3223

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	95.3181	90.5304	92.1601
February	94.9086	92.6120	93.8251
March	93.2561	89.8485	91.6275
April	93.5893	89.4404	92.1197
May	94.3059	92.4325	93.4901
June	93.9863	88.8421	91.1838
July	92.6823	89.2797	91.3837
August	93.1011	92.7614	92.8925