YEARLY HIGH
97.9806 JMD
YEARLY LOW
87.0421 JMD
YEARLY AVERAGE
92.5855 JMD

2025 NZD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 97.9806. Conversely, the yearly low was recorded on January 2, dropping to 87.0421.

This high-to-low spread represents a total annual volatility of 10.9385 JMD. From a start-to-finish perspective, comparing the January average rate of 88.3223 to the December average rate of 92.6070, the exchange rate registered a net change of 4.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 97.9806 was down 2.29% compared to the 2024 peak of 100.2744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 489,903 JMD
2024 Average 472,991 JMD
Yearly Trough Low 435,211 JMD
Transaction Impact: A difference of 54,692.63 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

97.0689
87.5271
JanuMarcMayJulySeptNove

NZD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 91.7704, compared to 93.4006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6302 points.

H1 Avg (Jan–Jun) 91.7704
H2 Avg (Jul–Dec) 93.4006

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 7.7773 JMD (High: 94.8543 / Low: 87.0770). On the other end, November was the most stable month, with a tight range of 1.9072 JMD (High: 91.7132 / Low: 89.8060).

April Spread (Volatile) ±7.7773
November Spread (Stable) ±1.9072

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.7378 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -1.7378

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 95.9576) against the same month in 2024 (average: 94.3351), the exchange rate shifted by +1.6225 (+1.72%).

2025 Avg (July) 95.9576
2024 Avg (July) 94.3351

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 89.7056 87.0421 88.3223
February 91.1174 87.8908 89.6907
March 91.2397 88.0528 89.7205
April 94.8543 87.0770 92.2419
May 95.5228 92.9769 94.3733
June 97.7745 95.0862 96.2738
July 97.9806 94.1596 95.9576
August 95.8938 92.9801 94.4470
September 96.1489 92.0623 94.1553
October 93.7210 91.4027 92.4175
November 91.7132 89.8060 90.8192
December 93.4046 91.4897 92.6070