YEARLY HIGH
112.7349 JMD
YEARLY LOW
101.2486 JMD
YEARLY AVERAGE
106.5218 JMD

2021 NZD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 112.7349. Conversely, the yearly low was recorded on January 2, dropping to 101.2486.

This high-to-low spread represents a total annual volatility of 11.4863 JMD. From a start-to-finish perspective, comparing the January average rate of 103.5949 to the December average rate of 104.7565, the exchange rate registered a net change of 1.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 112.7349 was up 8.91% compared to the 2020 peak of 103.5102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 563,675 JMD
2020 Average 462,119 JMD
Yearly Trough Low 506,243 JMD
Transaction Impact: A difference of 57,431.58 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

109.4671
103.0610
JanuMarcMayJulySeptNove

NZD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 106.4784, compared to 106.5652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0868 points.

H1 Avg (Jan–Jun) 106.4784
H2 Avg (Jul–Dec) 106.5652

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 9.5969 JMD (High: 111.9328 / Low: 102.3359). On the other end, December was the most stable month, with a tight range of 2.6781 JMD (High: 106.0027 / Low: 103.3246).

April Spread (Volatile) ±9.5969
December Spread (Stable) ±2.6781

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 4.1768 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -4.1768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 108.5380) against the same month in 2020 (average: 89.3852), the exchange rate shifted by +19.1528 (+21.43%).

2021 Avg (February) 108.5380
2020 Avg (February) 89.3852

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 105.6192 101.2486 103.5949
February 112.7349 105.1098 108.5380
March 109.7795 101.2623 105.1558
April 111.9328 102.3359 106.5154
May 110.6240 107.2403 108.8943
June 108.1540 104.3237 106.1720
July 108.6742 104.1651 106.7950
August 109.0529 104.9632 107.3606
September 108.0379 101.7207 105.4567
October 111.1064 101.5557 106.0890
November 111.1899 106.1283 108.9333
December 106.0027 103.3246 104.7565