YEARLY HIGH
74.3994 JPY
YEARLY LOW
61.9217 JPY
YEARLY AVERAGE
69.4102 JPY

2020 NZD to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 74.3994. Conversely, the yearly low was recorded on March 18, dropping to 61.9217.

This high-to-low spread represents a total annual volatility of 12.4778 JPY. From a start-to-finish perspective, comparing the January average rate of 72.2283 to the December average rate of 73.6253, the exchange rate registered a net change of 1.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 74.3994 was down 2.82% compared to the 2019 peak of 76.5590, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 371,997 JPY
2019 Average 359,354 JPY
Yearly Trough Low 309,608 JPY
Transaction Impact: A difference of 62,388.89 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

74.5065
63.9325
JanuMarcMayJulySeptNove

NZD to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 67.8365, compared to 70.9838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1473 points.

H1 Avg (Jan–Jun) 67.8365
H2 Avg (Jul–Dec) 70.9838

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.0855 JPY (High: 68.0071 / Low: 61.9217). On the other end, October was the most stable month, with a tight range of 1.1724 JPY (High: 70.3907 / Low: 69.2183).

March Spread (Volatile) ±6.0855
October Spread (Stable) ±1.1724

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.1927 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -5.1927

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 73.6253) against the same month in 2019 (average: 72.0542), the exchange rate shifted by +1.5711 (+2.18%).

2020 Avg (December) 73.6253
2019 Avg (December) 72.0542

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 73.2326 70.0622 72.2283
February 71.1740 67.5400 70.2437
March 68.0071 61.9217 65.0510
April 65.9242 63.5285 64.8137
May 66.8644 63.5265 65.2819
June 71.6214 67.5639 69.4006
July 71.3324 69.5630 70.3290
August 71.3609 69.1134 70.0119
September 71.8461 68.8960 70.4152
October 70.3907 69.2183 69.8472
November 73.2278 68.9877 71.6744
December 74.3994 73.0405 73.6253