YEARLY HIGH
91.4026 JPY
YEARLY LOW
80.4480 JPY
YEARLY AVERAGE
87.0248 JPY

2025 NZD to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 91.4026. Conversely, the yearly low was recorded on April 8, dropping to 80.4480.

This high-to-low spread represents a total annual volatility of 10.9546 JPY. From a start-to-finish perspective, comparing the January average rate of 88.1115 to the December average rate of 90.3287, the exchange rate registered a net change of 2.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 91.4026 was down 7.53% compared to the 2024 peak of 98.8484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 457,013 JPY
2024 Average 458,037 JPY
Yearly Trough Low 402,240 JPY
Transaction Impact: A difference of 54,772.94 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

90.9511
83.4819
JanuMarcMayJulySeptNove

NZD to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.1227, compared to 87.9268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8041 points.

H1 Avg (Jan–Jun) 86.1227
H2 Avg (Jul–Dec) 87.9268

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 5.2685 JPY (High: 85.7165 / Low: 80.4480). On the other end, July was the most stable month, with a tight range of 1.5744 JPY (High: 88.9592 / Low: 87.3848).

April Spread (Volatile) ±5.2685
July Spread (Stable) ±1.5744

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.9130 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.9130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 90.3287) against the same month in 2024 (average: 88.3643), the exchange rate shifted by +1.9644 (+2.22%).

2025 Avg (December) 90.3287
2024 Avg (December) 88.3643

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 89.1404 86.8339 88.1115
February 87.4601 84.2540 86.1986
March 87.0085 83.7602 85.3135
April 85.7165 80.4480 84.1044
May 87.5696 84.8428 85.8962
June 87.7693 85.8966 87.1121
July 88.9592 87.3848 88.2375
August 88.0385 85.8439 87.0514
September 88.0772 85.7880 86.9990
October 88.4121 85.6328 87.1190
November 89.5450 86.2390 87.8255
December 91.4026 89.0637 90.3287