YEARLY HIGH
95.3837 JPY
YEARLY LOW
90.2033 JPY
YEARLY AVERAGE
93.0615 JPY

2026 NZD to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 95.3837. Conversely, the yearly low was recorded on January 8, dropping to 90.2033.

This high-to-low spread represents a total annual volatility of 5.1804 JPY. From a start-to-finish perspective, comparing the January average rate of 91.5005 to the December average rate of 93.5968, the exchange rate registered a net change of 2.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 95.3837 was up 4.36% compared to the 2025 peak of 91.4026, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 476,918 JPY
2025 Average 435,186 JPY
Yearly Trough Low 451,016 JPY
Transaction Impact: A difference of 25,901.93 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

94.7298
91.2070
JanuFebrMarcApriMayJune

NZD to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 93.0615, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 93.0615 points.

H1 Avg (Jan–Jun) 93.0615
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 3.5569 JPY (High: 93.7602 / Low: 90.2033). On the other end, June was the most stable month, with a tight range of 2.2966 JPY (High: 95.1594 / Low: 92.8628).

January Spread (Volatile) ±3.5569
June Spread (Stable) ±2.2966

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8395 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8395

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 94.4363) against the same month in 2025 (average: 85.8962), the exchange rate shifted by +8.5401 (+9.94%).

2026 Avg (May) 94.4363
2025 Avg (May) 85.8962

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 93.7602 90.2033 91.5005
February 94.8639 92.1560 93.1701
March 93.7794 91.2682 92.7332
April 94.2128 90.8470 92.9320
May 95.3837 92.5398 94.4363
June 95.1594 92.8628 93.5968