YEARLY HIGH
82.3363 JPY
YEARLY LOW
73.1117 JPY
YEARLY AVERAGE
77.6483 JPY

2021 NZD to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 82.3363. Conversely, the yearly low was recorded on January 2, dropping to 73.1117.

This high-to-low spread represents a total annual volatility of 9.2246 JPY. From a start-to-finish perspective, comparing the January average rate of 74.5752 to the December average rate of 77.2490, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 82.3363 was up 10.67% compared to the 2020 peak of 74.3994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 411,682 JPY
2020 Average 347,046 JPY
Yearly Trough Low 365,559 JPY
Transaction Impact: A difference of 46,122.86 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

80.4102
74.0448
JanuMarcMayJulySeptNove

NZD to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 77.2234, compared to 78.0733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8499 points.

H1 Avg (Jan–Jun) 77.2234
H2 Avg (Jul–Dec) 78.0733

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 5.3263 JPY (High: 82.3363 / Low: 77.0100). On the other end, May was the most stable month, with a tight range of 1.8735 JPY (High: 79.9801 / Low: 78.1066).

October Spread (Volatile) ±5.3263
May Spread (Stable) ±1.8735

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.6307 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -2.6307

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 79.8601) against the same month in 2020 (average: 69.8472), the exchange rate shifted by +10.0129 (+14.34%).

2021 Avg (October) 79.8601
2020 Avg (October) 69.8472

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 75.4189 73.1117 74.5752
February 78.8489 75.1441 76.4061
March 78.9756 75.8165 77.6029
April 78.9122 76.9044 77.6857
May 79.9801 78.1066 78.8908
June 79.4120 76.4257 78.1795
July 78.2061 75.8856 77.0618
August 77.7160 74.8558 76.6340
September 78.4842 76.3768 77.7551
October 82.3363 77.0100 79.8601
November 81.8992 77.2842 79.8797
December 78.7568 76.1349 77.2490