YEARLY HIGH
134.8809 LRD
YEARLY LOW
107.5012 LRD
YEARLY AVERAGE
124.4191 LRD

2020 NZD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 134.8809. Conversely, the yearly low was recorded on November 17, dropping to 107.5012.

This high-to-low spread represents a total annual volatility of 27.3798 LRD. From a start-to-finish perspective, comparing the January average rate of 126.5821 to the December average rate of 114.4493, the exchange rate registered a net change of -9.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 134.8809 was down 1.10% compared to the 2019 peak of 136.3873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 674,405 LRD
2019 Average 612,706 LRD
Yearly Trough Low 537,506 LRD
Transaction Impact: A difference of 136,898.76 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

134.6209
112.1435
JanuMarcMayJulySeptNove

NZD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 123.3232, compared to 125.5151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1920 points.

H1 Avg (Jan–Jun) 123.3232
H2 Avg (Jul–Dec) 125.5151

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 14.6982 LRD (High: 125.5988 / Low: 110.9006). On the other end, January was the most stable month, with a tight range of 3.3254 LRD (High: 128.3832 / Low: 125.0578).

March Spread (Volatile) ±14.6982
January Spread (Stable) ±3.3254

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 14.9218 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -14.9218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 132.7478) against the same month in 2019 (average: 132.0266), the exchange rate shifted by +0.7211 (+0.55%).

2020 Avg (September) 132.7478
2019 Avg (September) 132.0266

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 128.3832 125.0578 126.5821
February 126.9264 123.5228 125.6233
March 125.5988 110.9006 119.5568
April 121.6170 115.9812 119.0381
May 123.2014 117.7620 120.8009
June 130.6763 124.7810 128.3378
July 133.4039 129.0519 131.2913
August 134.3996 130.0798 131.6474
September 134.8809 130.1143 132.7478
October 132.3372 121.0353 128.9384
November 121.1068 107.5012 114.0166
December 118.1162 111.1743 114.4493