2021 NZD to LRD Historical Review

YEARLY HIGH

129.0803 LRD

YEARLY LOW

95.3676 LRD

YEARLY AVERAGE

117.7043 LRD

2021 NZD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 129.0803. Conversely, the yearly low was recorded on December 14, dropping to 95.3676.

This high-to-low spread represents a total annual volatility of 33.7127 LRD. From a start-to-finish perspective, comparing the January average rate of 120.9128 to the December average rate of 96.7546, the exchange rate registered a net change of -19.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 129.0803 was down 4.30% compared to the 2020 peak of 134.8809, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 645,401 LRD

2020 Average 622,111 LRD

Yearly Trough Low 476,838 LRD

Transaction Impact: A difference of 168,563.43 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

127.8721

93.9257

JanuMarcMayJulySeptNove

NZD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 123.0841, compared to 112.3244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.7597 points.

H1 Avg (Jan–Jun) 123.0841

H2 Avg (Jul–Dec) 112.3244

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 10.8303 LRD (High: 107.7639 / Low: 96.9336). On the other end, July was the most stable month, with a tight range of 2.1350 LRD (High: 120.9247 / Low: 118.7897).

November Spread (Volatile) ±10.8303

July Spread (Stable) ±2.1350

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 13.4130 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -13.4130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 125.0433) against the same month in 2020 (average: 125.6233), the exchange rate shifted by -0.5800 (-0.46%).

2021 Avg (February) 125.0433

2020 Avg (February) 125.6233

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	123.5225	116.3055	120.9128
February	129.0803	122.5118	125.0433
March	126.7949	120.7316	123.7991
April	125.1348	121.3179	122.9361
May	125.4912	122.9578	124.1388
June	124.3428	118.8745	121.6746
July	120.9247	118.7897	119.9080
August	121.1731	117.0357	119.7776
September	122.9029	117.5369	121.0605
October	119.0879	108.4252	114.9294
November	107.7639	96.9336	101.5164
December	99.2945	95.3676	96.7546