2026 NZD to LRD Historical Review

YEARLY HIGH

112.8241 LRD

YEARLY LOW

102.5373 LRD

YEARLY AVERAGE

107.0992 LRD

2026 NZD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 112.8241. Conversely, the yearly low was recorded on January 4, dropping to 102.5373.

This high-to-low spread represents a total annual volatility of 10.2868 LRD. From a start-to-finish perspective, comparing the January average rate of 106.1428 to the December average rate of 106.0997, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 112.8241 was down 7.74% compared to the 2025 peak of 122.2939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 564,120 LRD

2025 Average 562,071 LRD

Yearly Trough Low 512,686 LRD

Transaction Impact: A difference of 51,434.12 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

112.0838

104.0656

JanuMarcMayJuly

NZD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 107.6600, compared to 105.4167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2433 points.

H1 Avg (Jan–Jun) 107.6600

H2 Avg (Jul–Dec) 105.4167

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 9.8451 LRD (High: 112.3824 / Low: 102.5373). On the other end, August was the most stable month, with a tight range of 0.3421 LRD (High: 106.3154 / Low: 105.9733).

January Spread (Volatile) ±9.8451

August Spread (Stable) ±0.3421

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.4088 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.4088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 111.4156) against the same month in 2025 (average: 112.7825), the exchange rate shifted by -1.3669 (-1.21%).

2026 Avg (February) 111.4156

2025 Avg (February) 112.7825

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	112.3824	102.5373	106.1428
February	112.8241	109.4981	111.4156
March	109.2896	104.9902	107.0068
April	108.8984	104.1012	107.3477
May	109.6436	107.9097	108.8082
June	109.3145	102.7167	105.2392
July	105.9857	103.0268	104.7337
August	106.3154	105.9733	106.0997