YEARLY HIGH
122.2939 LRD
YEARLY LOW
100.1271 LRD
YEARLY AVERAGE
112.4170 LRD

2025 NZD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 122.2939. Conversely, the yearly low was recorded on November 24, dropping to 100.1271.

This high-to-low spread represents a total annual volatility of 22.1669 LRD. From a start-to-finish perspective, comparing the January average rate of 107.1429 to the December average rate of 102.5753, the exchange rate registered a net change of -4.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 122.2939 was down 2.01% compared to the 2024 peak of 124.8063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 611,470 LRD
2024 Average 579,177 LRD
Yearly Trough Low 500,635 LRD
Transaction Impact: A difference of 110,834.27 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

122.2324
100.6388
JanuMarcMayJulySeptNove

NZD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 114.9180, compared to 109.9160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.0020 points.

H1 Avg (Jan–Jun) 114.9180
H2 Avg (Jul–Dec) 109.9160

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 15.2623 LRD (High: 119.3919 / Low: 104.1296). On the other end, December was the most stable month, with a tight range of 2.0587 LRD (High: 103.7392 / Low: 101.6804).

September Spread (Volatile) ±15.2623
December Spread (Stable) ±2.0587

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 8.5361 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -8.5361

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 120.4330) against the same month in 2024 (average: 117.5890), the exchange rate shifted by +2.8440 (+2.42%).

2025 Avg (July) 120.4330
2024 Avg (July) 117.5890

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 112.8762 103.0076 107.1429
February 114.7418 110.9691 112.7825
March 116.0678 111.0688 114.0392
April 119.7221 110.4308 116.6605
May 119.9983 116.9897 118.5428
June 122.0711 119.0369 120.3400
July 122.2939 118.2608 120.4330
August 120.3901 116.2940 118.6524
September 119.3919 104.1296 110.1162
October 106.4374 103.9602 105.2807
November 104.8238 100.1271 102.4383
December 103.7392 101.6804 102.5753