2020 NZD to PYG Historical Review

YEARLY HIGH

4993.0651 PYG

YEARLY LOW

3725.1942 PYG

YEARLY AVERAGE

4407.1093 PYG

2020 NZD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 4993.0651. Conversely, the yearly low was recorded on March 22, dropping to 3725.1942.

This high-to-low spread represents a total annual volatility of 1267.8709 PYG. From a start-to-finish perspective, comparing the January average rate of 4303.0973 to the December average rate of 4936.0092, the exchange rate registered a net change of 14.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4993.0651 was up 14.54% compared to the 2019 peak of 4359.2641, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 24,965,325 PYG

2019 Average 20,545,154 PYG

Yearly Trough Low 18,625,971 PYG

Transaction Impact: A difference of 6,339,354.43 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5038.6272

3807.2118

JanuMarcMayJulySeptNove

NZD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4112.1497, compared to 4702.0690 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 589.9193 points.

H1 Avg (Jan–Jun) 4112.1497

H2 Avg (Jul–Dec) 4702.0690

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 420.6034 PYG (High: 4145.7975 / Low: 3725.1942). On the other end, October was the most stable month, with a tight range of 112.0952 PYG (High: 4710.1057 / Low: 4598.0105).

March Spread (Volatile) ±420.6034

October Spread (Stable) ±112.0952

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 200.8042 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -200.8042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4936.0092) against the same month in 2019 (average: 4253.8006), the exchange rate shifted by +682.2086 (+16.04%).

2020 Avg (December) 4936.0092

2019 Avg (December) 4253.8006

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4368.8965	4217.6826	4303.0973
February	4226.6474	4076.1575	4169.4724
March	4145.7975	3725.1942	3968.6682
April	4012.6561	3832.2064	3909.8298
May	4122.2020	3895.2779	4001.8704
June	4385.2150	4172.1532	4319.9598
July	4652.4959	4409.1738	4539.0239
August	4701.9839	4544.7793	4591.2562
September	4731.0308	4569.5310	4654.9082
October	4710.1057	4598.0105	4657.1961
November	4958.2617	4637.3844	4834.0203
December	4993.0651	4812.6082	4936.0092