YEARLY HIGH
4866.1606 PYG
YEARLY LOW
3779.5807 PYG
YEARLY AVERAGE
4404.9943 PYG

2025 NZD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 4866.1606. Conversely, the yearly low was recorded on December 31, dropping to 3779.5807.

This high-to-low spread represents a total annual volatility of 1086.5799 PYG. From a start-to-finish perspective, comparing the January average rate of 4433.3554 to the December average rate of 3928.6779, the exchange rate registered a net change of -11.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4866.1606 was down 1.81% compared to the 2024 peak of 4955.8159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 24,330,803 PYG
2024 Average 22,860,187 PYG
Yearly Trough Low 18,897,904 PYG
Transaction Impact: A difference of 5,432,899.33 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4898.6593
3840.4978
JanuMarcMayJulySeptNove

NZD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4616.2620, compared to 4193.7266 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 422.5354 points.

H1 Avg (Jan–Jun) 4616.2620
H2 Avg (Jul–Dec) 4193.7266

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 458.8593 PYG (High: 4866.1606 / Low: 4407.3013). On the other end, June was the most stable month, with a tight range of 100.1413 PYG (High: 4860.8668 / Low: 4760.7255).

July Spread (Volatile) ±458.8593
June Spread (Stable) ±100.1413

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 289.0006 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -289.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 4637.3182) against the same month in 2024 (average: 4554.3394), the exchange rate shifted by +82.9788 (+1.82%).

2025 Avg (July) 4637.3182
2024 Avg (July) 4554.3394

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4511.7611 4363.4850 4433.3554
February 4553.1548 4397.0428 4486.5482
March 4641.5228 4431.3184 4548.2312
April 4799.0944 4420.1146 4670.0640
May 4831.4912 4673.7416 4748.8944
June 4860.8668 4760.7255 4810.4792
July 4866.1606 4407.3013 4637.3182
August 4481.8677 4203.5770 4348.3177
September 4279.8915 4079.6044 4201.4589
October 4122.3235 3996.9642 4062.9532
November 4048.7943 3918.9709 3983.6339
December 4043.8491 3779.5807 3928.6779