2021 NZD to PYG Historical Review

YEARLY HIGH

5025.6764 PYG

YEARLY LOW

4389.8353 PYG

YEARLY AVERAGE

4793.1328 PYG

2021 NZD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 5025.6764. Conversely, the yearly low was recorded on April 10, dropping to 4389.8353.

This high-to-low spread represents a total annual volatility of 635.8411 PYG. From a start-to-finish perspective, comparing the January average rate of 4961.2086 to the December average rate of 4626.6420, the exchange rate registered a net change of -6.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5025.6764 was up 0.65% compared to the 2020 peak of 4993.0651, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 25,128,382 PYG

2020 Average 22,040,806 PYG

Yearly Trough Low 21,949,176 PYG

Transaction Impact: A difference of 3,179,205.58 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5001.9942

4512.5661

JanuMarcMayJulySeptNove

NZD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4787.8784, compared to 4798.3873 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.5090 points.

H1 Avg (Jan–Jun) 4787.8784

H2 Avg (Jul–Dec) 4798.3873

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 335.9196 PYG (High: 4725.7549 / Low: 4389.8353). On the other end, July was the most stable month, with a tight range of 141.5253 PYG (High: 4850.1491 / Low: 4708.6238).

April Spread (Volatile) ±335.9196

July Spread (Stable) ±141.5253

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 189.1548 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -189.1548

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4961.2086) against the same month in 2020 (average: 4303.0973), the exchange rate shifted by +658.1113 (+15.29%).

2021 Avg (January) 4961.2086

2020 Avg (January) 4303.0973

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5025.6764	4879.4202	4961.2086
February	4980.0671	4767.2848	4881.7358
March	4826.1317	4499.3301	4692.5809
April	4725.7549	4389.8353	4553.3517
May	4928.4375	4672.5168	4847.0125
June	4908.6676	4677.5856	4791.3806
July	4850.1491	4708.6238	4777.9376
August	4895.2088	4724.7871	4832.2087
September	4955.1668	4733.0450	4870.3998
October	4977.5254	4774.4648	4874.0703
November	4954.2660	4655.3290	4809.0656
December	4708.3706	4557.5439	4626.6420