2026 NZD to PYG Historical Review

YEARLY HIGH

4076.3903 PYG

YEARLY LOW

3442.9372 PYG

YEARLY AVERAGE

3688.4997 PYG

2026 NZD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 4076.3903. Conversely, the yearly low was recorded on June 25, dropping to 3442.9372.

This high-to-low spread represents a total annual volatility of 633.4531 PYG. From a start-to-finish perspective, comparing the January average rate of 3905.1461 to the December average rate of 3495.8630, the exchange rate registered a net change of -10.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4076.3903 was down 16.23% compared to the 2025 peak of 4866.1606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 20,381,952 PYG

2025 Average 22,020,995 PYG

Yearly Trough Low 17,214,686 PYG

Transaction Impact: A difference of 3,167,265.62 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3976.4751

3452.1710

JanuMarcMayJuly

NZD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3752.0023, compared to 3497.9919 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 254.0104 points.

H1 Avg (Jan–Jun) 3752.0023

H2 Avg (Jul–Dec) 3497.9919

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 295.3464 PYG (High: 4076.3903 / Low: 3781.0439). On the other end, August was the most stable month, with a tight range of 3.9278 PYG (High: 3497.5750 / Low: 3493.6471).

January Spread (Volatile) ±295.3464

August Spread (Stable) ±3.9278

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 139.7429 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -139.7429

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3905.1461) against the same month in 2025 (average: 4433.3554), the exchange rate shifted by -528.2093 (-11.91%).

2026 Avg (January) 3905.1461

2025 Avg (January) 4433.3554

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4076.3903	3781.0439	3905.1461
February	4056.8830	3843.4570	3932.7831
March	3862.4447	3726.2791	3793.0402
April	3777.9732	3653.7348	3735.6045
May	3675.0173	3601.3737	3616.5985
June	3590.3260	3442.9372	3528.8416
July	3545.7986	3448.4063	3500.1207
August	3497.5750	3493.6471	3495.8630