2020 NZD to SOS Historical Review

YEARLY HIGH

418.9537 SOS

YEARLY LOW

326.7576 SOS

YEARLY AVERAGE

377.9151 SOS

2020 NZD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 418.9537. Conversely, the yearly low was recorded on March 22, dropping to 326.7576.

This high-to-low spread represents a total annual volatility of 92.1961 SOS. From a start-to-finish perspective, comparing the January average rate of 383.7080 to the December average rate of 412.2718, the exchange rate registered a net change of 7.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 418.9537 was up 4.32% compared to the 2019 peak of 401.5870, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,094,768 SOS

2019 Average 1,911,046 SOS

Yearly Trough Low 1,633,788 SOS

Transaction Impact: A difference of 460,980.57 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

418.6076

342.5789

JanuMarcMayJulySeptNove

NZD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 364.1683, compared to 391.6619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 27.4935 points.

H1 Avg (Jan–Jun) 364.1683

H2 Avg (Jul–Dec) 391.6619

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 44.8928 SOS (High: 371.6504 / Low: 326.7576). On the other end, October was the most stable month, with a tight range of 9.0189 SOS (High: 388.9503 / Low: 379.9314).

March Spread (Volatile) ±44.8928

October Spread (Stable) ±9.0189

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 20.3039 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -20.3039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 412.2718) against the same month in 2019 (average: 382.7285), the exchange rate shifted by +29.5434 (+7.72%).

2020 Avg (December) 412.2718

2019 Avg (December) 382.7285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	391.6341	376.7796	383.7080
February	378.7668	365.7813	372.3690
March	371.6504	326.7576	352.0650
April	355.6612	340.1369	348.9146
May	360.4232	344.7705	353.4358
June	381.0128	364.4372	374.5176
July	388.9029	375.9676	382.5344
August	390.1476	377.1837	382.7797
September	395.2708	379.3926	387.2881
October	388.9503	379.9314	385.7438
November	409.4993	383.0674	399.3533
December	418.9537	407.9822	412.2718