YEARLY HIGH
432.7402 SOS
YEARLY LOW
390.0434 SOS
YEARLY AVERAGE
411.0470 SOS

2021 NZD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 432.7402. Conversely, the yearly low was recorded on December 20, dropping to 390.0434.

This high-to-low spread represents a total annual volatility of 42.6969 SOS. From a start-to-finish perspective, comparing the January average rate of 417.4773 to the December average rate of 394.6407, the exchange rate registered a net change of -5.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 432.7402 was up 3.29% compared to the 2020 peak of 418.9537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,163,701 SOS
2020 Average 1,889,749 SOS
Yearly Trough Low 1,950,217 SOS
Transaction Impact: A difference of 213,484.31 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

423.6962
391.9993
JanuMarcMayJulySeptNove

NZD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 416.7388, compared to 405.3552 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.3836 points.

H1 Avg (Jan–Jun) 416.7388
H2 Avg (Jul–Dec) 405.3552

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 21.5329 SOS (High: 417.3407 / Low: 395.8078). On the other end, July was the most stable month, with a tight range of 7.9249 SOS (High: 410.1317 / Low: 402.2069).

November Spread (Volatile) ±21.5329
July Spread (Stable) ±7.9249

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 12.7863 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -12.7863

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 421.0548) against the same month in 2020 (average: 372.3690), the exchange rate shifted by +48.6858 (+13.07%).

2021 Avg (February) 421.0548
2020 Avg (February) 372.3690

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 423.6985 411.6637 417.4773
February 432.7402 415.5638 421.0548
March 423.8194 404.9852 414.9947
April 422.4411 405.8806 413.5511
May 425.8274 415.8332 420.2083
June 421.9689 403.7910 413.1468
July 410.1317 402.2069 405.5748
August 410.1645 394.3353 404.1251
September 417.1768 399.3386 409.8815
October 419.7335 399.4953 410.4823
November 417.3407 395.8078 407.4270
December 399.5725 390.0434 394.6407