YEARLY HIGH
348.5928 SOS
YEARLY LOW
315.5546 SOS
YEARLY AVERAGE
332.4762 SOS

2025 NZD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 348.5928. Conversely, the yearly low was recorded on April 8, dropping to 315.5546.

This high-to-low spread represents a total annual volatility of 33.0382 SOS. From a start-to-finish perspective, comparing the January average rate of 321.6169 to the December average rate of 330.3489, the exchange rate registered a net change of 2.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 348.5928 was down 3.96% compared to the 2024 peak of 362.9790, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 1,742,964 SOS
2024 Average 1,728,180 SOS
Yearly Trough Low 1,577,773 SOS
Transaction Impact: A difference of 165,191.05 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

346.6380
319.3423
JanuMarcMayJulySeptNove

NZD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 331.7423, compared to 333.2102 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4680 points.

H1 Avg (Jan–Jun) 331.7423
H2 Avg (Jul–Dec) 333.2102

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 27.3659 SOS (High: 342.9205 / Low: 315.5546). On the other end, December was the most stable month, with a tight range of 6.1568 SOS (High: 333.2048 / Low: 327.0480).

April Spread (Volatile) ±27.3659
December Spread (Stable) ±6.1568

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 6.9305 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -6.9305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 342.8898) against the same month in 2024 (average: 344.6001), the exchange rate shifted by -1.7102 (-0.50%).

2025 Avg (July) 342.8898
2024 Avg (July) 344.6001

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 325.8200 317.7824 321.6169
February 329.4040 318.6785 324.9378
March 332.9192 319.6970 326.7911
April 342.9205 315.5546 333.5145
May 343.5611 334.3001 339.2298
June 348.1381 340.8737 344.3634
July 348.5928 336.3626 342.8898
August 341.8827 331.4754 336.9279
September 342.2514 328.7651 335.8684
October 343.7571 325.5021 330.0784
November 329.7272 318.9730 323.1480
December 333.2048 327.0480 330.3489