2026 NZD to SOS Historical Review

YEARLY HIGH

346.7713 SOS

YEARLY LOW

322.2699 SOS

YEARLY AVERAGE

334.7057 SOS

2026 NZD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 346.7713. Conversely, the yearly low was recorded on June 25, dropping to 322.2699.

This high-to-low spread represents a total annual volatility of 24.5014 SOS. From a start-to-finish perspective, comparing the January average rate of 333.2704 to the December average rate of 335.5139, the exchange rate registered a net change of 0.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 346.7713 was down 0.52% compared to the 2025 peak of 348.5928, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 1,733,856 SOS

2025 Average 1,662,595 SOS

Yearly Trough Low 1,611,350 SOS

Transaction Impact: A difference of 122,506.78 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

344.0128

328.6809

JanuMarcMayJuly

NZD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 335.3623, compared to 332.7362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6260 points.

H1 Avg (Jan–Jun) 335.3623

H2 Avg (Jul–Dec) 332.7362

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 19.5969 SOS (High: 346.7713 / Low: 327.1744). On the other end, August was the most stable month, with a tight range of 1.4232 SOS (High: 336.2695 / Low: 334.8463).

January Spread (Volatile) ±19.5969

August Spread (Stable) ±1.4232

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 9.3917 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -9.3917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 333.2704) against the same month in 2025 (average: 321.6169), the exchange rate shifted by +11.6534 (+3.62%).

2026 Avg (January) 333.2704

2025 Avg (January) 321.6169

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	346.7713	327.1744	333.2704
February	345.6976	339.0809	342.7352
March	339.8139	326.4414	333.3435
April	338.4433	324.2036	333.4496
May	342.0307	336.7614	339.3607
June	341.0278	322.2699	330.0143
July	334.1807	324.1014	329.9586
August	336.2695	334.8463	335.5139