2020 NZD to YER Historical Review

YEARLY HIGH

180.6102 YER

YEARLY LOW

140.8444 YER

YEARLY AVERAGE

162.8420 YER

2020 NZD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 180.6102. Conversely, the yearly low was recorded on March 22, dropping to 140.8444.

This high-to-low spread represents a total annual volatility of 39.7657 YER. From a start-to-finish perspective, comparing the January average rate of 165.5235 to the December average rate of 177.6185, the exchange rate registered a net change of 7.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 180.6102 was up 4.31% compared to the 2019 peak of 173.1535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 903,051 YER

2019 Average 824,996 YER

Yearly Trough Low 704,222 YER

Transaction Impact: A difference of 198,828.73 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

180.3369

147.7169

JanuMarcMayJulySeptNove

NZD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.8449, compared to 168.8390 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.9941 points.

H1 Avg (Jan–Jun) 156.8449

H2 Avg (Jul–Dec) 168.8390

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 18.2029 YER (High: 159.0473 / Low: 140.8444). On the other end, October was the most stable month, with a tight range of 3.1765 YER (High: 167.7595 / Low: 164.5830).

March Spread (Volatile) ±18.2029

October Spread (Stable) ±3.1765

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 8.6558 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -8.6558

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 177.6185) against the same month in 2019 (average: 165.2352), the exchange rate shifted by +12.3833 (+7.49%).

2020 Avg (December) 177.6185

2019 Avg (December) 165.2352

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	168.6249	161.8161	165.5235
February	162.5373	156.4382	159.9926
March	159.0473	140.8444	151.3368
April	153.7136	146.5056	150.4353
May	155.3045	148.5450	152.3958
June	164.3961	157.2247	161.3854
July	167.6168	162.2057	164.9099
August	168.8255	163.3992	165.3579
September	169.4301	163.7920	166.9167
October	167.7595	164.5830	166.1980
November	176.0880	165.1707	172.0331
December	180.6102	175.6706	177.6185