YEARLY HIGH
144.8435 YER
YEARLY LOW
134.7108 YER
YEARLY AVERAGE
139.7247 YER

2026 NZD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 144.8435. Conversely, the yearly low was recorded on June 26, dropping to 134.7108.

This high-to-low spread represents a total annual volatility of 10.1327 YER. From a start-to-finish perspective, comparing the January average rate of 139.2034 to the December average rate of 140.0582, the exchange rate registered a net change of 0.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 144.8435 was down 1.98% compared to the 2025 peak of 147.7744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 724,217 YER
2025 Average 706,379 YER
Yearly Trough Low 673,554 YER
Transaction Impact: A difference of 50,663.49 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

143.8224
136.6952
JanuMarcMayJuly

NZD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 140.0751, compared to 138.6737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4014 points.

H1 Avg (Jan–Jun) 140.0751
H2 Avg (Jul–Dec) 138.6737

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 8.2319 YER (High: 144.8435 / Low: 136.6116). On the other end, August was the most stable month, with a tight range of 0.2657 YER (High: 140.1656 / Low: 139.8999).

January Spread (Volatile) ±8.2319
August Spread (Stable) ±0.2657

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 3.9946 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.9946

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 139.2034) against the same month in 2025 (average: 140.2422), the exchange rate shifted by -1.0388 (-0.74%).

2026 Avg (January) 139.2034
2025 Avg (January) 140.2422

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 144.8435 136.6116 139.2034
February 144.2493 141.5619 143.2285
March 142.1007 136.3962 139.3359
April 141.0676 135.6917 139.1342
May 142.8670 140.7350 141.7715
June 142.3692 134.7108 137.7768
July 139.8917 134.8705 137.2891
August 140.1656 139.8999 140.0582