YEARLY HIGH
147.7744 YER
YEARLY LOW
133.3271 YER
YEARLY AVERAGE
141.2752 YER

2025 NZD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 147.7744. Conversely, the yearly low was recorded on November 20, dropping to 133.3271.

This high-to-low spread represents a total annual volatility of 14.4473 YER. From a start-to-finish perspective, comparing the January average rate of 140.2422 to the December average rate of 138.0293, the exchange rate registered a net change of -1.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 147.7744 was down 7.06% compared to the 2024 peak of 158.9946, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 738,872 YER
2024 Average 757,079 YER
Yearly Trough Low 666,636 YER
Transaction Impact: A difference of 72,236.47 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

147.5781
133.8794
JanuMarcMayJulySeptNove

NZD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 142.8275, compared to 139.7229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.1047 points.

H1 Avg (Jan–Jun) 142.8275
H2 Avg (Jul–Dec) 139.7229

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 11.5135 YER (High: 147.1288 / Low: 135.6153). On the other end, December was the most stable month, with a tight range of 2.8626 YER (High: 139.3240 / Low: 136.4613).

April Spread (Volatile) ±11.5135
December Spread (Stable) ±2.8626

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.2774 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.2774

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 144.8917) against the same month in 2024 (average: 151.0349), the exchange rate shifted by -6.1432 (-4.07%).

2025 Avg (July) 144.8917
2024 Avg (July) 151.0349

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 142.2448 138.6079 140.2422
February 142.5276 138.3117 141.0056
March 143.4160 138.3117 140.9659
April 147.1288 135.6153 143.3292
May 147.1740 143.3465 144.9858
June 147.6015 144.6921 146.4365
July 147.7744 141.6719 144.8917
August 143.6830 139.8277 141.9303
September 143.4582 137.9046 140.8711
October 139.5844 136.3027 137.5937
November 136.6911 133.3271 135.0209
December 139.3240 136.4613 138.0293