YEARLY HIGH
186.3727 YER
YEARLY LOW
167.9741 YER
YEARLY AVERAGE
177.0630 YER

2021 NZD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 186.3727. Conversely, the yearly low was recorded on December 20, dropping to 167.9741.

This high-to-low spread represents a total annual volatility of 18.3986 YER. From a start-to-finish perspective, comparing the January average rate of 179.9052 to the December average rate of 169.7978, the exchange rate registered a net change of -5.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 186.3727 was up 3.19% compared to the 2020 peak of 180.6102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 931,864 YER
2020 Average 814,296 YER
Yearly Trough Low 839,871 YER
Transaction Impact: A difference of 91,993.02 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

182.5744
168.6362
JanuMarcMayJulySeptNove

NZD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 179.4074, compared to 174.7186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.6888 points.

H1 Avg (Jan–Jun) 179.4074
H2 Avg (Jul–Dec) 174.7186

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 8.9736 YER (High: 179.6365 / Low: 170.6629). On the other end, July was the most stable month, with a tight range of 3.1810 YER (High: 176.4160 / Low: 173.2350).

November Spread (Volatile) ±8.9736
July Spread (Stable) ±3.1810

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 5.5713 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -5.5713

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 181.4129) against the same month in 2020 (average: 159.9926), the exchange rate shifted by +21.4203 (+13.39%).

2021 Avg (February) 181.4129
2020 Avg (February) 159.9926

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 182.9072 177.3323 179.9052
February 186.3727 179.2006 181.4129
March 182.5992 174.4107 178.5645
April 182.0590 175.5604 178.3071
May 182.6919 179.0658 180.7370
June 181.3105 173.4222 177.5179
July 176.4160 173.2350 174.8681
August 176.8768 170.4818 174.6315
September 179.4018 172.3885 177.0594
October 180.1275 173.1670 176.5856
November 179.6365 170.6629 175.3691
December 171.2209 167.9741 169.7978