2014 PEN to BBD Historical Review

YEARLY HIGH

0.7232 BBD

YEARLY LOW

0.6687 BBD

YEARLY AVERAGE

0.7048 BBD

2014 PEN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 0.7232. Conversely, the yearly low was recorded on December 30, dropping to 0.6687.

This high-to-low spread represents a total annual volatility of 0.0545 BBD. From a start-to-finish perspective, comparing the January average rate of 0.7118 to the December average rate of 0.6751, the exchange rate registered a net change of -5.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.7232 was down 8.24% compared to the 2013 peak of 0.7882, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,616 BBD

2013 Average 3,705 BBD

Yearly Trough Low 3,344 BBD

Transaction Impact: A difference of 272.64 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.7221

0.6708

JanuMarcMayJulySeptNove

PEN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7140, compared to 0.6956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 0.7140

H2 Avg (Jul–Dec) 0.6956

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0151 BBD (High: 0.6838 / Low: 0.6687). On the other end, March was the most stable month, with a tight range of 0.0046 BBD (High: 0.7152 / Low: 0.7106).

December Spread (Volatile) ±0.0151

March Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0128 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.7168) against the same month in 2013 (average: 0.7570), the exchange rate shifted by -0.0402 (-5.32%).

2014 Avg (May) 0.7168

2013 Avg (May) 0.7570

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7161	0.7083	0.7118
February	0.7139	0.7076	0.7107
March	0.7152	0.7106	0.7126
April	0.7214	0.7109	0.7163
May	0.7232	0.7123	0.7168
June	0.7229	0.7130	0.7160
July	0.7208	0.7151	0.7179
August	0.7162	0.7019	0.7107
September	0.7017	0.6905	0.6978
October	0.6925	0.6840	0.6883
November	0.6876	0.6810	0.6838
December	0.6838	0.6687	0.6751