2021 PEN to BBD Historical Review

YEARLY HIGH

0.5567 BBD

YEARLY LOW

0.4833 BBD

YEARLY AVERAGE

0.5166 BBD

2021 PEN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.5567. Conversely, the yearly low was recorded on October 2, dropping to 0.4833.

This high-to-low spread represents a total annual volatility of 0.0735 BBD. From a start-to-finish perspective, comparing the January average rate of 0.5514 to the December average rate of 0.4946, the exchange rate registered a net change of -10.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5567 was down 7.97% compared to the 2020 peak of 0.6049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,784 BBD

2020 Average 2,863 BBD

Yearly Trough Low 2,416 BBD

Transaction Impact: A difference of 367.29 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5578

0.4804

JanuMarcMayJulySeptNove

PEN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5372, compared to 0.4959 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0413 points.

H1 Avg (Jan–Jun) 0.5372

H2 Avg (Jul–Dec) 0.4959

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0331 BBD (High: 0.5567 / Low: 0.5237). On the other end, February was the most stable month, with a tight range of 0.0031 BBD (High: 0.5498 / Low: 0.5467).

April Spread (Volatile) ±0.0331

February Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0195 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.5421) against the same month in 2020 (average: 0.5881), the exchange rate shifted by -0.0460 (-7.82%).

2021 Avg (April) 0.5421

2020 Avg (April) 0.5881

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5542	0.5482	0.5514
February	0.5498	0.5467	0.5486
March	0.5469	0.5318	0.5395
April	0.5567	0.5237	0.5421
May	0.5466	0.5193	0.5307
June	0.5230	0.5018	0.5112
July	0.5172	0.5024	0.5080
August	0.5096	0.4861	0.4905
September	0.4892	0.4838	0.4869
October	0.5102	0.4833	0.4979
November	0.5006	0.4919	0.4976
December	0.5044	0.4897	0.4946