2015 PEN to BBD Historical Review

YEARLY HIGH

0.6716 BBD

YEARLY LOW

0.5860 BBD

YEARLY AVERAGE

0.6291 BBD

2015 PEN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.6716. Conversely, the yearly low was recorded on December 31, dropping to 0.5860.

This high-to-low spread represents a total annual volatility of 0.0856 BBD. From a start-to-finish perspective, comparing the January average rate of 0.6656 to the December average rate of 0.5922, the exchange rate registered a net change of -11.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6716 was down 7.14% compared to the 2014 peak of 0.7232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,358 BBD

2014 Average 3,524 BBD

Yearly Trough Low 2,930 BBD

Transaction Impact: A difference of 428.00 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6729

0.5848

JanuMarcMayJulySeptNove

PEN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6454, compared to 0.6129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0325 points.

H1 Avg (Jan–Jun) 0.6454

H2 Avg (Jul–Dec) 0.6129

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0202 BBD (High: 0.6274 / Low: 0.6072). On the other end, July was the most stable month, with a tight range of 0.0035 BBD (High: 0.6304 / Low: 0.6269).

August Spread (Volatile) ±0.0202

July Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0167 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.6656) against the same month in 2014 (average: 0.7118), the exchange rate shifted by -0.0463 (-6.50%).

2015 Avg (January) 0.6656

2014 Avg (January) 0.7118

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6716	0.6541	0.6656
February	0.6560	0.6450	0.6498
March	0.6505	0.6443	0.6466
April	0.6470	0.6377	0.6417
May	0.6400	0.6335	0.6357
June	0.6363	0.6283	0.6328
July	0.6304	0.6269	0.6289
August	0.6274	0.6072	0.6181
September	0.6273	0.6150	0.6219
October	0.6228	0.6084	0.6164
November	0.6096	0.5922	0.5997
December	0.5985	0.5860	0.5922