2020 PEN to BBD Historical Review

YEARLY HIGH

0.6049 BBD

YEARLY LOW

0.5458 BBD

YEARLY AVERAGE

0.5728 BBD

2020 PEN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.6049. Conversely, the yearly low was recorded on November 16, dropping to 0.5458.

This high-to-low spread represents a total annual volatility of 0.0591 BBD. From a start-to-finish perspective, comparing the January average rate of 0.6014 to the December average rate of 0.5554, the exchange rate registered a net change of -7.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6049 was down 0.75% compared to the 2019 peak of 0.6095, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,025 BBD

2019 Average 2,998 BBD

Yearly Trough Low 2,729 BBD

Transaction Impact: A difference of 295.67 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6061

0.5497

JanuMarcMayJulySeptNove

PEN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5857, compared to 0.5599 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0258 points.

H1 Avg (Jan–Jun) 0.5857

H2 Avg (Jul–Dec) 0.5599

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0334 BBD (High: 0.5932 / Low: 0.5598). On the other end, December was the most stable month, with a tight range of 0.0055 BBD (High: 0.5580 / Low: 0.5525).

March Spread (Volatile) ±0.0334

December Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0163 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.6014) against the same month in 2019 (average: 0.5983), the exchange rate shifted by +0.0031 (+0.52%).

2020 Avg (January) 0.6014

2019 Avg (January) 0.5983

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6049	0.5908	0.6014
February	0.5948	0.5790	0.5899
March	0.5932	0.5598	0.5735
April	0.5937	0.5781	0.5881
May	0.5957	0.5801	0.5854
June	0.5880	0.5655	0.5756
July	0.5720	0.5643	0.5687
August	0.5678	0.5578	0.5618
September	0.5674	0.5554	0.5625
October	0.5594	0.5520	0.5562
November	0.5591	0.5458	0.5544
December	0.5580	0.5525	0.5554