YEARLY HIGH
25.6643 BDT
YEARLY LOW
23.1093 BDT
YEARLY AVERAGE
24.2984 BDT

2020 PEN to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 25.6643. Conversely, the yearly low was recorded on November 16, dropping to 23.1093.

This high-to-low spread represents a total annual volatility of 2.5550 BDT. From a start-to-finish perspective, comparing the January average rate of 25.5127 to the December average rate of 23.5494, the exchange rate registered a net change of -7.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.6643 was down 0.41% compared to the 2019 peak of 25.7692, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 128,321 BDT
2019 Average 126,499 BDT
Yearly Trough Low 115,547 BDT
Transaction Impact: A difference of 12,774.97 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.7137
23.3017
JanuMarcMayJulySeptNove

PEN to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.8584, compared to 23.7383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1202 points.

H1 Avg (Jan–Jun) 24.8584
H2 Avg (Jul–Dec) 23.7383

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1532 BDT (High: 24.8943 / Low: 23.7412). On the other end, December was the most stable month, with a tight range of 0.2729 BDT (High: 23.6550 / Low: 23.3821).

March Spread (Volatile) ±1.1532
December Spread (Stable) ±0.2729

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7223 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.7223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 25.5127) against the same month in 2019 (average: 25.0760), the exchange rate shifted by +0.4367 (+1.74%).

2020 Avg (January) 25.5127
2019 Avg (January) 25.0760

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.6643 25.0549 25.5127
February 25.2676 24.5481 25.0443
March 24.8943 23.7412 24.3220
April 25.2253 24.5487 24.9638
May 25.1745 24.6542 24.8669
June 24.9689 24.0057 24.4409
July 24.2479 23.9183 24.1175
August 24.0821 23.6395 23.8248
September 24.0587 23.5564 23.8535
October 23.7313 23.4042 23.5818
November 23.6919 23.1093 23.5027
December 23.6550 23.3821 23.5494