YEARLY HIGH
36.7407 BDT
YEARLY LOW
34.9214 BDT
YEARLY AVERAGE
36.1010 BDT

2026 PEN to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 36.7407. Conversely, the yearly low was recorded on April 30, dropping to 34.9214.

This high-to-low spread represents a total annual volatility of 1.8194 BDT. From a start-to-finish perspective, comparing the January average rate of 36.4065 to the December average rate of 36.4354, the exchange rate registered a net change of 0.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 36.7407 was up 0.57% compared to the 2025 peak of 36.5328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 183,704 BDT
2025 Average 170,942 BDT
Yearly Trough Low 174,607 BDT
Transaction Impact: A difference of 9,096.92 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

36.5185
35.5213
JanuMarcMayJuly

PEN to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.0168, compared to 36.3535 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3367 points.

H1 Avg (Jan–Jun) 36.0168
H2 Avg (Jul–Dec) 36.3535

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.4805 BDT (High: 36.4018 / Low: 34.9214). On the other end, August was the most stable month, with a tight range of 0.0037 BDT (High: 36.4366 / Low: 36.4330).

April Spread (Volatile) ±1.4805
August Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8043 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.8043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 36.4065) against the same month in 2025 (average: 32.4496), the exchange rate shifted by +3.9570 (+12.19%).

2026 Avg (January) 36.4065
2025 Avg (January) 32.4496

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 36.7407 36.2747 36.4065
February 36.5511 36.3020 36.4087
March 36.4089 35.0903 35.6044
April 36.4018 34.9214 35.7377
May 36.0923 34.9894 35.8778
June 36.2992 35.4142 36.0657
July 36.5855 36.0690 36.2716
August 36.4366 36.4330 36.4354