YEARLY HIGH
36.5328 BDT
YEARLY LOW
31.8036 BDT
YEARLY AVERAGE
34.1803 BDT

2025 PEN to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 36.5328. Conversely, the yearly low was recorded on January 1, dropping to 31.8036.

This high-to-low spread represents a total annual volatility of 4.7291 BDT. From a start-to-finish perspective, comparing the January average rate of 32.4496 to the December average rate of 36.3081, the exchange rate registered a net change of 11.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 36.5328 was up 13.40% compared to the 2024 peak of 32.2167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 182,664 BDT
2024 Average 153,833 BDT
Yearly Trough Low 159,018 BDT
Transaction Impact: A difference of 23,645.62 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

36.6940
32.0637
JanuMarcMayJulySeptNove

PEN to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.0868, compared to 35.2739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1871 points.

H1 Avg (Jan–Jun) 33.0868
H2 Avg (Jul–Dec) 35.2739

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 1.2724 BDT (High: 35.0033 / Low: 33.7309). On the other end, November was the most stable month, with a tight range of 0.3131 BDT (High: 36.3252 / Low: 36.0120).

August Spread (Volatile) ±1.2724
November Spread (Stable) ±0.3131

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3965 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.3965

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 36.3081) against the same month in 2024 (average: 32.0143), the exchange rate shifted by +4.2938 (+13.41%).

2025 Avg (December) 36.3081
2024 Avg (December) 32.0143

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 32.8386 31.8036 32.4496
February 33.1735 32.5980 32.8457
March 33.5257 32.5980 33.2319
April 33.1488 32.4413 32.8354
May 33.5621 32.9549 33.2243
June 34.6299 33.5285 33.9340
July 34.5944 33.9958 34.3161
August 35.0033 33.7309 34.3394
September 35.0445 34.4123 34.7758
October 36.1576 34.9955 35.6763
November 36.3252 36.0120 36.2275
December 36.5328 35.7896 36.3081