2021 PEN to BDT Historical Review

YEARLY HIGH

23.5528 BDT

YEARLY LOW

20.6312 BDT

YEARLY AVERAGE

21.9695 BDT

2021 PEN to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 23.5528. Conversely, the yearly low was recorded on August 10, dropping to 20.6312.

This high-to-low spread represents a total annual volatility of 2.9216 BDT. From a start-to-finish perspective, comparing the January average rate of 23.3817 to the December average rate of 21.2162, the exchange rate registered a net change of -9.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 23.5528 was down 8.23% compared to the 2020 peak of 25.6643, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 117,764 BDT

2020 Average 121,477 BDT

Yearly Trough Low 103,156 BDT

Transaction Impact: A difference of 14,608.17 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

23.6437

20.4990

JanuMarcMayJulySeptNove

PEN to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.7699, compared to 21.1691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6008 points.

H1 Avg (Jan–Jun) 22.7699

H2 Avg (Jul–Dec) 21.1691

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.3536 BDT (High: 23.5528 / Low: 22.1992). On the other end, February was the most stable month, with a tight range of 0.1378 BDT (High: 23.3196 / Low: 23.1818).

April Spread (Volatile) ±1.3536

February Spread (Stable) ±0.1378

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8235 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 22.9665) against the same month in 2020 (average: 24.9638), the exchange rate shifted by -1.9973 (-8.00%).

2021 Avg (April) 22.9665

2020 Avg (April) 24.9638

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.4944	23.2464	23.3817
February	23.3196	23.1818	23.2548
March	23.1901	22.5441	22.8561
April	23.5528	22.1992	22.9665
May	23.1572	22.0173	22.4920
June	22.1673	21.2722	21.6685
July	21.8698	21.3113	21.5362
August	21.6327	20.6312	20.8440
September	20.8392	20.6933	20.7611
October	21.8513	20.6938	21.3135
November	21.4672	21.1036	21.3438
December	21.6456	21.0058	21.2162