2015 PEN to BND Historical Review

YEARLY HIGH

0.4490 BND

YEARLY LOW

0.4142 BND

YEARLY AVERAGE

0.4321 BND

2015 PEN to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.4490. Conversely, the yearly low was recorded on December 27, dropping to 0.4142.

This high-to-low spread represents a total annual volatility of 0.0348 BND. From a start-to-finish perspective, comparing the January average rate of 0.4450 to the December average rate of 0.4165, the exchange rate registered a net change of -6.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4490 was down 1.35% compared to the 2014 peak of 0.4552, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,245 BND

2014 Average 2,232 BND

Yearly Trough Low 2,071 BND

Transaction Impact: A difference of 174.15 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4480

0.4137

JanuMarcMayJulySeptNove

PEN to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4354, compared to 0.4287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.4354

H2 Avg (Jul–Dec) 0.4287

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0185 BND (High: 0.4413 / Low: 0.4228). On the other end, December was the most stable month, with a tight range of 0.0052 BND (High: 0.4194 / Low: 0.4142).

April Spread (Volatile) ±0.0185

December Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0124 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.4451) against the same month in 2014 (average: 0.4514), the exchange rate shifted by -0.0063 (-1.39%).

2015 Avg (March) 0.4451

2014 Avg (March) 0.4514

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4480	0.4398	0.4450
February	0.4434	0.4381	0.4404
March	0.4490	0.4398	0.4451
April	0.4413	0.4228	0.4328
May	0.4280	0.4199	0.4238
June	0.4299	0.4211	0.4256
July	0.4315	0.4245	0.4279
August	0.4349	0.4258	0.4317
September	0.4441	0.4345	0.4400
October	0.4441	0.4256	0.4320
November	0.4289	0.4170	0.4239
December	0.4194	0.4142	0.4165