2020 PEN to BND Historical Review

YEARLY HIGH

0.4237 BND

YEARLY LOW

0.3650 BND

YEARLY AVERAGE

0.3952 BND

2020 PEN to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.4237. Conversely, the yearly low was recorded on December 31, dropping to 0.3650.

This high-to-low spread represents a total annual volatility of 0.0587 BND. From a start-to-finish perspective, comparing the January average rate of 0.4062 to the December average rate of 0.3700, the exchange rate registered a net change of -8.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4237 was down 10.73% compared to the 2019 peak of 0.4746, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,119 BND

2019 Average 2,060 BND

Yearly Trough Low 1,825 BND

Transaction Impact: A difference of 293.48 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4237

0.3652

JanuMarcMayJulySeptNove

PEN to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4094, compared to 0.3809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0285 points.

H1 Avg (Jan–Jun) 0.4094

H2 Avg (Jul–Dec) 0.3809

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0240 BND (High: 0.4207 / Low: 0.3967). On the other end, October was the most stable month, with a tight range of 0.0035 BND (High: 0.3801 / Low: 0.3765).

March Spread (Volatile) ±0.0240

October Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0138 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.4188) against the same month in 2019 (average: 0.4090), the exchange rate shifted by +0.0098 (+2.41%).

2020 Avg (April) 0.4188

2019 Avg (April) 0.4090

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4086	0.4031	0.4062
February	0.4138	0.4034	0.4097
March	0.4207	0.3967	0.4060
April	0.4237	0.4143	0.4188
May	0.4183	0.4112	0.4148
June	0.4115	0.3938	0.4010
July	0.3984	0.3885	0.3948
August	0.3896	0.3813	0.3847
September	0.3873	0.3804	0.3841
October	0.3801	0.3765	0.3781
November	0.3789	0.3671	0.3735
December	0.3724	0.3650	0.3700