2020 PEN to CAD Historical Review

YEARLY HIGH

0.4227 CAD

YEARLY LOW

0.3517 CAD

YEARLY AVERAGE

0.3843 CAD

2020 PEN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.4227. Conversely, the yearly low was recorded on December 31, dropping to 0.3517.

This high-to-low spread represents a total annual volatility of 0.0710 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3933 to the December average rate of 0.3557, the exchange rate registered a net change of -9.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4227 was up 3.63% compared to the 2019 peak of 0.4079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,113 CAD

2019 Average 1,989 CAD

Yearly Trough Low 1,759 CAD

Transaction Impact: A difference of 354.91 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4191

0.3500

JanuMarcMayJulySeptNove

PEN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3996, compared to 0.3689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0307 points.

H1 Avg (Jan–Jun) 0.3996

H2 Avg (Jul–Dec) 0.3689

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0301 CAD (High: 0.4167 / Low: 0.3866). On the other end, October was the most stable month, with a tight range of 0.0064 CAD (High: 0.3712 / Low: 0.3648).

March Spread (Volatile) ±0.0301

October Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0194 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0194

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.4096) against the same month in 2019 (average: 0.4041), the exchange rate shifted by +0.0055 (+1.36%).

2020 Avg (May) 0.4096

2019 Avg (May) 0.4041

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3964	0.3893	0.3933
February	0.3951	0.3877	0.3917
March	0.4167	0.3866	0.3996
April	0.4195	0.4080	0.4133
May	0.4227	0.3999	0.4096
June	0.3967	0.3838	0.3902
July	0.3886	0.3782	0.3842
August	0.3804	0.3665	0.3719
September	0.3762	0.3681	0.3718
October	0.3712	0.3648	0.3674
November	0.3698	0.3568	0.3625
December	0.3585	0.3517	0.3557