2021 PEN to CAD Historical Review

YEARLY HIGH

0.3538 CAD

YEARLY LOW

0.3045 CAD

YEARLY AVERAGE

0.3238 CAD

2021 PEN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.3538. Conversely, the yearly low was recorded on August 10, dropping to 0.3045.

This high-to-low spread represents a total annual volatility of 0.0493 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3509 to the December average rate of 0.3166, the exchange rate registered a net change of -9.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3538 was down 16.30% compared to the 2020 peak of 0.4227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,769 CAD

2020 Average 1,921 CAD

Yearly Trough Low 1,522 CAD

Transaction Impact: A difference of 246.57 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3551

0.3041

JanuMarcMayJulySeptNove

PEN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3353, compared to 0.3124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.3353

H2 Avg (Jul–Dec) 0.3124

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0266 CAD (High: 0.3488 / Low: 0.3221). On the other end, January was the most stable month, with a tight range of 0.0054 CAD (High: 0.3538 / Low: 0.3484).

April Spread (Volatile) ±0.0266

January Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0172 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0172

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3509) against the same month in 2020 (average: 0.3933), the exchange rate shifted by -0.0424 (-10.78%).

2021 Avg (January) 0.3509

2020 Avg (January) 0.3933

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3538	0.3484	0.3509
February	0.3532	0.3431	0.3483
March	0.3457	0.3341	0.3391
April	0.3488	0.3221	0.3389
May	0.3326	0.3134	0.3217
June	0.3179	0.3084	0.3126
July	0.3269	0.3125	0.3177
August	0.3177	0.3045	0.3090
September	0.3114	0.3053	0.3084
October	0.3157	0.3045	0.3097
November	0.3174	0.3084	0.3129
December	0.3224	0.3097	0.3166