YEARLY HIGH
0.3587 CAD
YEARLY LOW
0.3168 CAD
YEARLY AVERAGE
0.3397 CAD

2022 PEN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 0.3587. Conversely, the yearly low was recorded on January 1, dropping to 0.3168.

This high-to-low spread represents a total annual volatility of 0.0419 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3244 to the December average rate of 0.3556, the exchange rate registered a net change of 9.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.3587 was up 1.40% compared to the 2021 peak of 0.3538, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,794 CAD
2021 Average 1,618 CAD
Yearly Trough Low 1,584 CAD
Transaction Impact: A difference of 209.46 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.3588
0.3213
JanuMarcMayJulySeptNove

PEN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3368, compared to 0.3425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.3368
H2 Avg (Jul–Dec) 0.3425

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0162 CAD (High: 0.3440 / Low: 0.3278). On the other end, December was the most stable month, with a tight range of 0.0071 CAD (High: 0.3587 / Low: 0.3516).

August Spread (Volatile) ±0.0162
December Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0104 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.3556) against the same month in 2021 (average: 0.3166), the exchange rate shifted by +0.0391 (+12.34%).

2022 Avg (December) 0.3556
2021 Avg (December) 0.3166

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3324 0.3168 0.3244
February 0.3431 0.3278 0.3357
March 0.3460 0.3327 0.3382
April 0.3435 0.3347 0.3381
May 0.3478 0.3331 0.3422
June 0.3503 0.3346 0.3422
July 0.3405 0.3257 0.3319
August 0.3440 0.3278 0.3338
September 0.3507 0.3353 0.3424
October 0.3507 0.3404 0.3448
November 0.3531 0.3394 0.3466
December 0.3587 0.3516 0.3556