YEARLY HIGH
0.4185 CAD
YEARLY LOW
0.3695 CAD
YEARLY AVERAGE
0.3921 CAD

2025 PEN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.4185. Conversely, the yearly low was recorded on April 20, dropping to 0.3695.

This high-to-low spread represents a total annual volatility of 0.0491 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3842 to the December average rate of 0.4095, the exchange rate registered a net change of 6.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4185 was up 7.98% compared to the 2024 peak of 0.3876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,093 CAD
2024 Average 1,826 CAD
Yearly Trough Low 1,847 CAD
Transaction Impact: A difference of 245.42 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4206
0.3736
JanuMarcMayJulySeptNove

PEN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3831, compared to 0.4010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0179 points.

H1 Avg (Jan–Jun) 0.3831
H2 Avg (Jul–Dec) 0.4010

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0193 CAD (High: 0.3887 / Low: 0.3695). On the other end, November was the most stable month, with a tight range of 0.0033 CAD (High: 0.4185 / Low: 0.4152).

April Spread (Volatile) ±0.0193
November Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0157 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.4167) against the same month in 2024 (average: 0.3698), the exchange rate shifted by +0.0469 (+12.67%).

2025 Avg (November) 0.4167
2024 Avg (November) 0.3698

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3911 0.3792 0.3842
February 0.3946 0.3816 0.3861
March 0.3989 0.3884 0.3932
April 0.3887 0.3695 0.3776
May 0.3834 0.3745 0.3781
June 0.3865 0.3742 0.3797
July 0.3884 0.3814 0.3851
August 0.3985 0.3824 0.3898
September 0.4006 0.3895 0.3955
October 0.4156 0.4015 0.4095
November 0.4185 0.4152 0.4167
December 0.4160 0.4039 0.4095