YEARLY HIGH
0.3768 CHF
YEARLY LOW
0.3341 CHF
YEARLY AVERAGE
0.3555 CHF

2012 PEN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.3768. Conversely, the yearly low was recorded on February 24, dropping to 0.3341.

This high-to-low spread represents a total annual volatility of 0.0427 CHF. From a start-to-finish perspective, comparing the January average rate of 0.3483 to the December average rate of 0.3589, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3768 was up 6.84% compared to the 2011 peak of 0.3527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,884 CHF
2011 Average 1,610 CHF
Yearly Trough Low 1,670 CHF
Transaction Impact: A difference of 213.56 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3737
0.3368
JanuMarcMayJulySeptNove

PEN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3473, compared to 0.3637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0165 points.

H1 Avg (Jan–Jun) 0.3473
H2 Avg (Jul–Dec) 0.3637

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0189 CHF (High: 0.3768 / Low: 0.3579). On the other end, November was the most stable month, with a tight range of 0.0058 CHF (High: 0.3643 / Low: 0.3585).

July Spread (Volatile) ±0.0189
November Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0092 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.3706) against the same month in 2011 (average: 0.3003), the exchange rate shifted by +0.0703 (+23.41%).

2012 Avg (July) 0.3706
2011 Avg (July) 0.3003

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3543 0.3399 0.3483
February 0.3438 0.3341 0.3399
March 0.3479 0.3380 0.3417
April 0.3456 0.3384 0.3436
May 0.3582 0.3440 0.3518
June 0.3624 0.3549 0.3583
July 0.3768 0.3579 0.3706
August 0.3736 0.3653 0.3702
September 0.3670 0.3568 0.3610
October 0.3630 0.3568 0.3600
November 0.3643 0.3585 0.3615
December 0.3628 0.3551 0.3589