YEARLY HIGH
0.2461 CHF
YEARLY LOW
0.2171 CHF
YEARLY AVERAGE
0.2328 CHF

2025 PEN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 0.2461. Conversely, the yearly low was recorded on April 20, dropping to 0.2171.

This high-to-low spread represents a total annual volatility of 0.0290 CHF. From a start-to-finish perspective, comparing the January average rate of 0.2427 to the December average rate of 0.2365, the exchange rate registered a net change of -2.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2461 was down 0.84% compared to the 2024 peak of 0.2482, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,230 CHF
2024 Average 1,174 CHF
Yearly Trough Low 1,085 CHF
Transaction Impact: A difference of 145.07 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2459
0.2226
JanuMarcMayJulySeptNove

PEN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2343, compared to 0.2313 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.2343
H2 Avg (Jul–Dec) 0.2313

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0233 CHF (High: 0.2404 / Low: 0.2171). On the other end, September was the most stable month, with a tight range of 0.0037 CHF (High: 0.2291 / Low: 0.2255).

April Spread (Volatile) ±0.0233
September Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0168 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0168

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.2440) against the same month in 2024 (average: 0.2291), the exchange rate shifted by +0.0149 (+6.51%).

2025 Avg (February) 0.2440
2024 Avg (February) 0.2291

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2450 0.2403 0.2427
February 0.2461 0.2422 0.2440
March 0.2446 0.2386 0.2420
April 0.2404 0.2171 0.2252
May 0.2318 0.2236 0.2262
June 0.2276 0.2223 0.2257
July 0.2285 0.2224 0.2246
August 0.2309 0.2238 0.2275
September 0.2291 0.2255 0.2277
October 0.2380 0.2290 0.2333
November 0.2401 0.2355 0.2384
December 0.2398 0.2335 0.2365